⚠ AUSTRAC Deadline: 1 July 2026 — Tranche 2 obligations Loading… remaining.
🟢 Now updated for 2026 AUSTRAC rules — including Proliferation Financing (PF) risk assessment and Financial Year compliance reporting.

Stop stressing about
Tranche 2.

Free AML/CTF compliance for Australian accountants. Audit-ready under AUSTRAC requirements — no account, no subscription, no complexity.

Get Compliant Free → See how it works
✓ No account required ✓ Data stays on your device ✓ Free during beta ✓ Simple setup
— Days to deadline
✓ Built for accountants
Simple Setup
$0 Cost during beta

Who it's for

Built for Tranche 2 accounting practices.

Built specifically for sole practitioners and small accounting firms where one person mainly manages AML/CTF compliance. No enterprise software bloat. Just the core register and workflow support you need.

Sole practitioner

"I've been putting this off and the deadline is creeping up."

SimpleAML walks you through every AUSTRAC requirement for accounting practices step by step.

Small accounting firm

"I can't afford the expensive enterprise AML tools."

Enterprise AML tools cost thousands per year. SimpleAML is completely free during beta — built for practices like yours.

Bookkeeper

"I'm not sure exactly what I need to have in place."

SimpleAML covers all 9 AUSTRAC designated services and guides you through exactly what's required for your practice.

Small practice

"I just need something practical that keeps me organised."

SimpleAML is designed to help smaller accounting practices keep a clear AML/CTF register, track review dates, and stay on top of core compliance steps.

What's included

Everything AUSTRAC
actually requires.

No bloated modules. No upsells. Just what you need to be fully compliant with AUSTRAC Tranche 2.

🏢
Firm Profile

Record your practice details, AMLCO appointment, and compliance contacts. The foundation of your AML/CTF program — required before any other step can be completed.

Learn more →
⚖️
AML/CTF Risk Assessment

Document your firm-level ML/TF/PF risk across all designated services, client types, and geographies. Auto-calculated inherent and residual risk ratings with annual review reminders.

Learn more →
📋
AML/CTF Program

Record where your program documents are stored and log senior manager approval. SimpleAML is your register — your documents stay in your own filing system.

Learn more →
🏛️
AUSTRAC Enrolment

Record your AUSTRAC enrolment number and enrolment date. Unlocks automatically once your firm profile, risk assessment, and program are complete.

Learn more →
🔍
Key Personnel Vetting

Track fit and proper assessments for all staff performing AML/CTF functions. Record police checks, sanctions screening, and annual re-vetting declarations.

Learn more →
🎓
Training Register

Log AML/CTF training completions for every staff member. Set renewal intervals, track expiry dates, and get dashboard alerts when training is due.

Learn more →
👤
Client Register & CDD

Complete CDD for every client. Capture entity type, designated services, beneficial owners, identity verification, PEP and sanctions screening, and risk rating — all in one record.

Learn more →
⚠️
SMR & Incident Register

Record suspicious matter reports and compliance incidents. Track review status, AUSTRAC reporting, and closure — with tipping-off safeguards built in.

Learn more →
📊
AML/CTF Compliance Report

Generate a summary of your firm's compliance position across all 8 sections — ready to assist with AUSTRAC's annual Compliance Report. The first report will be due between 1 July and 30 September 2027.

Learn more →

How it works

Four simple steps to compliance.

No IT setup. No onboarding call. No account. Click open and start.

1
Open the app

No account needed. Opens directly in your browser. Enter your firm name to personalise it.

2
Set up your firm

Complete your risk assessment, document your AML/CTF program, enrol with AUSTRAC, vet your key personnel, and log training — the app guides you through each step in the right order.

3
Add your clients

Run each client through the CDD form. Capture entity details, verify identities, screen for PEPs and sanctions, and record the risk rating.

4
Stay audit-ready

The dashboard shows your live AML/CTF status — Compliant, Attention Required, or Action Needed — with exactly what to fix and where. Export your compliance report anytime.

SimpleAML — Dashboard
Active Clients
Smith Family Trust
Overdue
Acme Holdings Pty Ltd
Due Mar
J. Nguyen
Due Jul
Harbour Lane Partners
Due Sep
Crestwood Developments
Due Jun
72%
Compliance Score
Smith Family Trust — CDD review overdue
Training register — 2 staff due for renewal
Firm risk assessment last updated 11 months ago

Why it's free

Because small firms
shouldn't pay
to comply.

Enterprise AML tools charge thousands per year. The law applies to everyone equally — the tools should too.

I've seen this moment before. When the Aged Care Royal Commission hit, I was on the board of an aged care provider helping them navigate a wave of compliance requirements that had previously only existed in financial services.

Tranche 2 is that same moment for accountants. A compliance standard that large institutions take for granted is suddenly everyone's problem — and most small practices aren't ready. SimpleAML exists so that cost and complexity aren't the reason you fall behind.

✓
Your data stays on your device No cloud storage. No servers. No breach risk.
✓
No account required Open in browser. Use it immediately. No email, no password.
✓
Export your data anytime Your records are yours. Download at any time for 7-year retention.
✓
No ads Currently ad-free during beta.
ABN 87 656 256 567 Click Seed Pty Ltd Australian made

"Across 20 years in compliance and regulated industries, I’ve seen good professionals buried under systems built for large organisations. SimpleAML was created to give small accounting firms a simpler way to manage AML compliance."

CPA M. Insurance & Risk Management 20+ yrs financial services IAG · TAL · Wesfarmers · Stockland
Chris Wong
Chris Wong
CPA · Director & Founder, Click Seed Pty Ltd
Finance Transformation · Insurance Compliance
View LinkedIn

What SimpleAML is — and what it isn't

A compliance register,
not a document cabinet.

SimpleAML records that you performed the required AML/CTF checks, who performed them, and when — exactly what an auditor or independent reviewer needs to see. It does not store copies of identity documents, police checks, screening reports, or program files. Those records remain in your firm's existing systems, where they already belong.

SimpleAML stores records locally in your browser on your device. It does not currently provide multi-user cloud sync. You should export and back up your records regularly.

Why most AML tools cost thousands

Enterprise AML platforms charge significant annual fees because they store large volumes of sensitive documents, manage encrypted cloud storage, and act as a document cabinet.

Small accounting practices don't need another document cabinet. You already have secure systems for storing client records, ID copies, and compliance files.

You stay in control

SimpleAML lets you keep using your existing systems and records the compliance trail in a clear register. You choose which identity verification provider to use, which screening tool to use, where your evidence is stored, and how your firm manages document security.

SimpleAML stays out of that and focuses on the register AUSTRAC expects to see.

The simple approach

No uploads. No document storage. No servers holding client ID.

Just a clear record of what checks were done, by whom, and where the evidence is held.
That is what your compliance review looks for. That is what SimpleAML provides.

Don't leave it too late

1 July 2026 is
closer than you think.

— days
:
— hours
:
— mins

No guesswork. Just follow the steps and you're done. Get your program documented, enrol with AUSTRAC, and save your compliance report as proof — that's all you need to meet the deadline.

Get Compliant Free — Right Now →

No account  ·  Opens in browser  ·  100% free during beta

Stay informed

New features & Tranche 2 updates

Stay updated on new SimpleAML features and AUSTRAC Tranche 2 news.

Your subscription could not be saved. Please try again.
✓ You're subscribed! We'll keep you updated.
Important: SimpleAML is a compliance assistance tool only and does not constitute legal advice. Users are responsible for ensuring their own compliance with AUSTRAC requirements. Seek independent legal advice where required. Users are solely responsible for the maintenance, backup, and storage of their own data to meet the 7-year record retention requirement under AML/CTF legislation. Developed by Click Seed Pty Ltd ABN 87 656 256 567. Read full disclaimer →
💬
SimpleAML Help
Ask me about Tranche 2